Qualifying Factor
Reports To: Experian and Equifax
Initial Credit Limit: N/A (Digital Product Financing)
Type: Installment Account
Hard Inquiry?: ❌ No
Monthly Fee: $10/mo (24-month term)
Setup Fee: None
Reports As: Primary Installment Account
Time to Report: Within 30 days
Phone: Not publicly listed
Reports to: Experian, Equifax
Description:
Kovo offers digital financing for online credit courses and reports monthly payments as an installment tradeline. With a $10/month subscription for 24 months, you get access to financial education content while building positive payment history on your credit report.
Special Instruction:
All payments are automated from a linked debit or bank account.
No cancellation after enrollment unless paid in full.
Reports to two major credit bureaus.
To Qualify:
– 18+ U.S. resident
– Valid SSN and bank account
– Must have a U.S. mobile number
– No hard credit check
Terms: 24-month digital product loan; reports monthly.
Email: [email protected]
Phone : (800) 987-0288
Address: 1209 Mountain Road PL NE Ste. 7398 Albuquerque, NM, 87110, USA
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