Kickoff
Kickoff
Qualifying Factor
RECOMMENDED
Reports To: Equifax
Initial Credit Limit: N/A (Installment Loan Model)
Type: Installment Account
Hard Inquiry?: ❌ No
Monthly Fee: None
Setup Fee: None
Reports As: Primary Installment Account
Time to Report: 14–30 days
Phone: Not publicly listed
Reports to: Equifax
Description:
Kikoff offers a simple $10 digital loan that helps you build credit with on-time payments. Their system is 100% fee-free, interest-free, and optimized for those new to credit or rebuilding. Kikoff also offers revolving tradelines via their "Credit Account" feature, but not all products report to all three bureaus.
Special Instruction:
Kikoff’s Credit Builder Loan reports only to Equifax.
No card is issued and no debt is incurred.
Must log in to make the payment (not automatic)
To Qualify:
– 18+ U.S. resident
– Valid SSN or ITIN
– Active mobile number and email
– No minimum credit score required
Terms: Digital loan; 12-month term; no hard inquiry.
Contact Us:
Email: [email protected]
Phone : (800) 987-0288
Address: 1209 Mountain Road PL NE Ste. 7398 Albuquerque, NM, 87110, USA
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