BoomPay

BoomPay

Qualifying Factor

RECOMMENDED

Reports To: Equifax

Initial Credit Limit: N/A (Installment Loan Model)

Type: Installment Account

Hard Inquiry?: ❌ No

Monthly Fee: None

Setup Fee: None

Reports As: Primary Installment Account

Time to Report: 14–30 days

Phone: 512-827-9988

Reports to: Experian, Equifax, TransUnion

Description:

Boom is a rent-reporting service that allows you to get credit for your monthly rent payments—even if your landlord doesn’t participate. You can also report past rent (up to 24 months) for a one-time fee. It’s a powerful tool for building credit without taking on loans or credit cards.

Special Instruction:

Boom does not contact your landlord—only verifies bank statements.

Backdating is optional for an extra charge.

Reporting is fast—usually within 10 business days

To Qualify:

– Must be a renter in the U.S.

– Lease must be in your name

– Valid SSN or ITIN

– Rent must be paid via bank (ACH)

Terms: Digital loan; 12-month term; no hard inquiry.

Contact Us:

Phone : (800) 987-0288

Address: 1209 Mountain Road PL NE Ste. 7398 Albuquerque, NM, 87110, USA

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