Qualifying Factor
Reports To: Equifax
Initial Credit Limit: N/A (Installment Loan Model)
Type: Installment Account
Hard Inquiry?: ❌ No
Monthly Fee: None
Setup Fee: None
Reports As: Primary Installment Account
Time to Report: 14–30 days
Phone: 512-827-9988
Reports to: Experian, Equifax, TransUnion
Description:
Boom is a rent-reporting service that allows you to get credit for your monthly rent payments—even if your landlord doesn’t participate. You can also report past rent (up to 24 months) for a one-time fee. It’s a powerful tool for building credit without taking on loans or credit cards.
Special Instruction:
Boom does not contact your landlord—only verifies bank statements.
Backdating is optional for an extra charge.
Reporting is fast—usually within 10 business days
To Qualify:
– Must be a renter in the U.S.
– Lease must be in your name
– Valid SSN or ITIN
– Rent must be paid via bank (ACH)
Terms: Digital loan; 12-month term; no hard inquiry.
Email: [email protected]
Phone : (800) 987-0288
Address: 1209 Mountain Road PL NE Ste. 7398 Albuquerque, NM, 87110, USA
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