Qualifying Factor
Reports To: Equifax
Initial Credit Limit: Varies (Line Approval)
Type: Virtual Revolving Line
Hard Inquiry?: ❌ No
Monthly Fee: May apply
Setup Fee: None
Reports As: Primary Revolving Account
Time to Report: 30–45 days
Phone: Not publicly listed
Reports to: Equifax
Description:
The Ava Card is a virtual revolving line of credit that helps improve your utilization ratio without requiring any credit check. It’s issued digitally and reports as a primary revolving tradeline to Equifax only. While no physical card is provided, you can use it for online purchases.
Special Instruction:
Reports to Equifax only
No purchases required for reporting
Use is optional after account is opened
To Qualify:
– Must be 18+ and U.S. resident
– SSN or ITIN required
– No minimum credit score
– Linked bank account for payments
Terms: Monthly revolving line; digital-only access
Email: [email protected]
Phone : (800) 987-0288
Address: 1209 Mountain Road PL NE Ste. 7398 Albuquerque, NM, 87110, USA
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